8 Listings
Saratoga Springs, NY private credit advisory arranging $50K–$20M working capital: lines of credit, term loans, ABL, equi...
Estimated APR:
Lender does not publish
Repayment schedule:
Depends on product: installments (loans/LOC), on customer payment (factoring), daily/weekly debits (MCA)
Funding amount:
$50K–$20M facilities
Time to funding:
Preliminary recommendation in ~48 hours (site); sales email claims most clients funded in 24–48 hours
Direct lender and marketplace: term loans $25,000 to $2 million, 7.99% to 29.99% reported (unpublished), 650+ FICO, deci...
Estimated APR:
~9.8% to 32% APR on a $25,000, 24-month loan at 7.99% to 29.99% reported rates plus $450 fee (Lender List est.); lender does not publish rates
Term:
12 to 36 months (term loans); 12-month draw period (line of credit)
Repayment schedule:
Term loans: fixed monthly payments; revenue-based: repayment flexes with revenue, debit cadence set per offer; line: draws for 12 months, repayment terms set in the loan agreement
Funding amount:
$25,000 to $2 million term loans (term-loan page: $1 million); $25,000 to $6 million revenue-based; up to $500,000 line of credit
Time to funding:
Decision in as little as 24 hours; funds often within 24 hours of approval (third-party: 24 to 72 hours)
Free loan marketplace, not a lender: 25+ partners, $5,000 to $5,000,000, 11.25% to ~41% APR. Soft pull to view offers. B...
Estimated APR:
11.25% APR (SmartBiz SBA) to about 41% APR (Credibly short-term, Lender List est.); Nav guide: online loans up to 90%, MCAs up to 350%
Term:
6 to 15 months (short-term) up to 10 years (SBA), set by partner
Repayment schedule:
Set by partner: weekly, biweekly or monthly auto-debit (Credibly, Kapitus, SBG Funding, OnDeck); monthly for SBA
Funding amount:
$5,000 to $5,000,000 across partner offers (Finder: $500 to $5,000,000); Nav Loans (Fundbox) lines up to $150,000
Time to funding:
Set by partner: as fast as 4 hours (Credibly) to about 1 month (SmartBiz SBA); Finder: as soon as 24 hours
Loan marketplace that also funds some deals: $250,000 to $15M for firms with 1+ year and $500K+ revenue. About 12% to 18...
Estimated APR:
About 1% a month and up (12% to 18% a year) plus 2% to 5% fees per lender FAQ; ~16.1% to 28.5% APR in our $250,000 12-month example (Lender List est.); bank-style deals Prime + 2%
Term:
3 to 24 months on term loans; equipment 1 to 5 years and SBA 10 to 25 years via partners (Finder)
Repayment schedule:
Daily, weekly, bi-weekly or monthly by product; term loans and equipment weekly or monthly; cash flow financing tied to revenue cycle
Funding amount:
$250,000 to $15,000,000 (Finder: $100,000 to $10,000,000 across partners)
Time to funding:
Decisions in 24 to 72 hours; funds in 24 to 48 hours on term loans and cash flow financing; up to $250,000 within hours; $1M to $15M in 3 to 7 business days; equipment 3 to 10 business days; bank/SBA about 90 days
Loan marketplace, not a direct lender: one free application to 100+ lenders for $1,000 to $5,000,000. Partner rates 6% t...
Estimated APR:
Partner rates 6% to 60% (term loans from 6%, lines of credit 8% to 60%, cash advances from 18%); ~11.1% to 41.8% APR in our $25,000 term-loan example incl. a 5% origination fee (Lender List est.)
Term:
6 months to 25 years, depending on product and partner lender
Repayment schedule:
Set by the matched partner lender (e.g., monthly term-loan payments; daily or weekly on short-term loans and cash advances)
Funding amount:
$1,000 to $5,000,000 via partners, by product (Finder: up to $10,000,000)
Time to funding:
Merchant Maverick: Lendio's service agreement targets matches within 72 hours; funds in as little as 24 hours after accepting an offer; SBA loans 1 to 3 months
Free NerdWallet-owned loan marketplace, not a lender: partner loans $3,000 to $5,000,000, term rates 6% to 99%, 600+ cre...
Estimated APR:
6% to 99% on partner term loans (Fundera-stated); ~10% to 33% APR on a $25K, 24-month loan at 7% to 30% with a 3% fee (Lender List est.)
Term:
6 months to 7 years (term loans); 6 to 24 months (lines of credit); 10 to 25 years (SBA) — partner products
Repayment schedule:
Set by the matched lender: fixed monthly installments on term and SBA loans; daily or weekly on MCAs
Funding amount:
$3,000 to $5,000,000 across partner products (Finder: $5,000 to $5,000,000)
Time to funding:
As fast as 1 business day for some partner lenders; SBA loans take weeks (UCS: first response in 24 to 48 hours)
Loan marketplace, not a direct lender: one free application to 75+ lenders for $5,000 to $5,000,000. APR from 6%, 500+ c...
Estimated APR:
Partner APR from 6% (term loans); lines of credit 6.99% to 28%; SBA 7(a) 9.75% to 13.25%; cash advances ~31% to 158% APR in our $50,000 MCA example at factor 1.08 to 1.45 (Lender List est.)
Term:
Term loans 6 to 60 months; lines 6 to 36 months; equipment 12 to 72 months; SBA up to 25 years; cash advances no fixed term (about 6 months in Clarify's example)
Repayment schedule:
Set by the matched partner: term loans weekly, biweekly or monthly; lines monthly; cash advances daily, weekly or monthly from sales
Funding amount:
$5,000 to $5,000,000 via partners, by product (HELOC up to $750,000; factoring advances 70% to 100% of invoices)
Time to funding:
Funds in as little as 24 hours; 1 to 2 days on most partner products; SBA loans 30 to 90 days
Loan marketplace, not a direct lender: one free form matches you with up to 5 partners for $5,000 to $3,000,000. Credit ...
Estimated APR:
Lender does not publish partner rates. Examples: OnDeck (named partner) averages 53.2% APR on term loans; a cash advance costing 20% to 40% over 6 months ≈ 75% to 142% APR (Lender List est.)
Term:
3 months to 5 years via partners (Finder, Merchant Maverick); site describes long-term loans of 5 to 10 years
Repayment schedule:
Set by the matched partner lender (monthly on term loans; daily or weekly on short-term loans and cash advances)
Funding amount:
$5,000 to $3,000,000 via partners (Finder, Merchant Maverick); lender does not publish
Time to funding:
Offers within minutes (Finder); funds in as little as 24 hours, typically 24 hours to 1 week after partner approval (Finder, Merchant Maverick)