BusinessLoans.com
Loan marketplace, not a direct lender: one free form matches you with up to 5 partners for $5,000 to $3,000,000. Credit from 500, funds in as little as 24 hours.
Rates & Cost
What the financing costs, normalized so lenders can be compared.
Repayment Terms
How and how fast you pay it back, and how flexible it is.
Eligibility & Access
Who qualifies and what you have to put on the line.
Speed & Service
How fast you get funded and how the lender treats you.
Company Verification
Who actually stands behind the lender: legal entity, registration, and how long the business and its website have existed. Checked against public registries.
Best for: Businesses with roughly $100,000+ in annual revenue and 6 to 12 months of history that want one short, soft-check form to reach several online lenders at once.
Not for: Borrowers who want a posted rate before applying: partner cash advances can top 100% APR. Also skip it if you want a named lender list or no sales calls; a bank or SBA lender usually prices lower.
Lender List verdict: BusinessLoans.com is a loan marketplace, not a direct lender: a three-minute form can match you with up to 5 funding partners for $5,000 to $3,000,000. It costs nothing to use, but partner pricing is unpublished; OnDeck, a named partner, averages 53.2% APR on term loans, and cash advances can top 100% APR.
BusinessLoans.com at a glance
BusinessLoans.com is a free service that sends one application to up to 5 partner lenders.
| BusinessLoans.com | |
|---|---|
| Lender type | Loan marketplace, not a direct lender |
| Founded | About 2020 (SuperMoney; Merchant Maverick says 2021) |
| HQ | Charleston, SC (SuperMoney) |
| Parent/owner | SSBV LLC and SSBV Partners LLC (Delaware) |
| Products | Term loans, lines of credit, cash advances, equipment, factoring |
| Amounts | $5,000 to $3,000,000 (third-party) |
| Cost (headline) | No fee to use; partner rates not published |
| Term | 3 months to 5 years (third-party) |
| Funding speed | As little as 24 hours; often up to 1 week |
| Status | Active (2026-10-27); marketplace |
What is BusinessLoans.com?
BusinessLoans.com is a business-loan matching website run by SSBV LLC, a Delaware company, that forwards your application to partner lenders; it does not lend or make credit decisions itself.
Its terms call the site an intermediary between borrowers and financing providers. The founders are described only as entrepreneurs, bankers and investors, and SuperMoney lists the company at 164 Market St. in Charleston, South Carolina. In California, an affiliate, SSBV Partners LLC, arranges loans while its state lending license application is pending. Finder names OnDeck, Funding Circle, Bluevine and Fundbox among the partners; no full list is published.
How BusinessLoans.com works
BusinessLoans.com takes a three-minute online form, matches you with up to 5 funding partners, and those partners contact you with offers.
- Application: No impact on your credit score to start.
- Offers: Can appear within minutes (Finder).
- Contact: Applying means agreeing to calls, including automated and pre-recorded ones, and texts.
BusinessLoans.com rates and fees: what it really costs
BusinessLoans.com charges borrowers nothing; your cost is whatever the partner lender charges, and the site publishes no rate range.
- Not charged by BusinessLoans.com: no service or marketplace fee (Merchant Maverick)
- Charged by partners: interest or factor fees, plus possible origination, administration, prepayment and processing fees
- Cash advances: BusinessLoans.com estimates, per Merchant Maverick, payback costs of 20% to 40% of the amount advanced
Worked example: take a $25,000, 24-month term loan at 53.2% APR, the average OnDeck reported for its term loans in the first half of 2026. Assuming monthly payments, you pay $1,713.22 a month, $41,117.27 in all, for a cost of $16,117.27. The same $25,000 as a cash advance costing 20% to 40% means repaying $30,000 to $35,000; over about six months of weekday debits ($238.10 to $277.78 a day), that is roughly 75% to 142% APR.
BusinessLoans.com requirements
BusinessLoans.com sets no published minimums; third-party reviewers report 6 to 12 months in business, $100,000 to $200,000 in annual revenue, and credit from 500.
| Requirement | BusinessLoans.com minimum |
|---|---|
| Personal credit score | Lender does not publish (Finder: 500 to 650 by lender; Merchant Maverick: none) |
| Time in business | Finder: 12 months; Merchant Maverick: 6 months |
| Annual revenue | Finder: $200,000 (also cites $100,000); Merchant Maverick: $100,000 |
| Bank account / integrations | Business bank account (Finder) |
| Credit check | No impact to start; the partner usually runs a hard pull on formal application |
| Collateral / guarantee | Set by the partner; personal guarantees are common |
The partner lender decides, mainly on credit score, time in business and cash flow shown in bank statements.
Pros and cons
BusinessLoans.com's strength is one free form reaching several lenders; its weakness is that you see no prices or partner list first.
Pros
- Free to use, with no credit impact to start
- Up to 5 partner matches from one form
- Wide size range: $5,000 to $3,000,000
- Trustpilot 4.8/5 from 1,236 reviews
- Funding in as little as 24 hours
Cons
- No published rates, fees or full partner list
- Partner cash advances can top 100% APR
- Consent to automated calls and texts comes with applying
- California lending license still pending; owners not named on the site
BusinessLoans.com vs. Lendio vs. Nav
BusinessLoans.com tops out at about $3,000,000 through partners, versus $5,000,000 at both Lendio and Nav.
| BusinessLoans.com | Lendio | Nav | |
|---|---|---|---|
| Max amount | $3,000,000 (third-party) | $5,000,000 via partners | $5,000,000 partner offers |
| Pricing | Free; partner rates not published | Free; partner rates from 6% (term) to 60% (line of credit) | Free marketplace; optional Nav Prime $0 to $74.99/month |
| Min FICO | Not published (Finder: 500) | 600+ (some 500s) | No set minimum (third-party: 550) |
| Min time in business | 6 to 12 months (third-party) | 6 months (some 3) | Not stated (third-party: 6 months+) |
| Min annual revenue | $100,000 to $200,000 (third-party) | $96,000 ($8,000/month) | Not stated (third-party: about $50,000) |
| Repayment | Set by partner | Set by partner | Set by partner |
| Early payoff | Set by partner | Set by partner | Set by partner |
| Network | Up to 5 matches per form | 100+ lenders | 25+ partners |
Lendio and Nav figures are from their own sites, with Finder for Nav where marked third-party; checked 2026-10-26.
Choose BusinessLoans.com for a quick form and a handful of offers. Choose Lendio for the widest network and posted rate ranges. Choose Nav to check your business credit before you apply.
BusinessLoans.com alternatives on Lender List
The closest BusinessLoans.com alternatives are the Lendio and Nav marketplaces, or applying directly to a partner such as OnDeck or Bluevine.
- Lendio — marketplace with 100+ lenders and posted rate ranges
- Nav — marketplace plus business credit monitoring
- Fundera by NerdWallet — marketplace owned by NerdWallet
- OnDeck — direct online term loans up to $400,000
- Bluevine — direct line of credit
- Browse all online term loans on Lender List
Frequently asked questions about BusinessLoans.com
BusinessLoans.com is a legitimate, free loan-matching marketplace, not a lender, operating since about 2020.
Is BusinessLoans.com Legit? Yes. BusinessLoans.com is a real matching service run by SSBV LLC, active since about 2020, with a Trustpilot score of 4.8/5 from 1,236 reviews and a BBB A- rating per Finder and Merchant Maverick. It is not a lender, and its California license application is still pending.
Is BusinessLoans.com a Scam? No evidence suggests it is. Finder and Merchant Maverick both review it as a working marketplace that charges borrowers nothing. Real lenders matched through it never ask for an upfront fee to release funds, so treat any such request, or an offer from an unrelated email domain, as a red flag.
What Is BusinessLoans.com's BBB Rating? A-, according to Finder and Merchant Maverick, and Finder reports the business is BBB-accredited. The same Finder review counts 21 BBB complaints and a 1.1/5 average from just 8 customer reviews, a sharp contrast with its Trustpilot score, so read recent complaints before applying.
What Is the BusinessLoans.com Trustpilot Rating? 4.8 out of 5 from 1,236 reviews, with 560 in the last 12 months. The profile has been claimed since June 2021, and Trustpilot notes the company invites customers to leave reviews. BusinessLoans.com had replied to 10% of negative reviews, usually within a week.
When Was BusinessLoans.com Founded? Around 2020, according to SuperMoney, which lists SSBV LLC at 164 Market St. in Charleston, South Carolina; Merchant Maverick dates operations to 2021. The site itself gives no founding year or street address, and its legal entities are Delaware LLCs.
Is BusinessLoans.com a Direct Lender? No. BusinessLoans.com's terms describe it as an intermediary that makes no credit decisions. Partner lenders approve the loan and set its rate, term, fees and collateral rules, and Finder reports the site is paid by those partners rather than by borrowers.
What Is the BusinessLoans.com Minimum Credit Score? BusinessLoans.com publishes none. Finder reports partner minimums from 500 to 650 depending on the lender, while Merchant Maverick says no minimum applies. Starting the form does not affect your score, but the partner usually runs a hard pull when you formally apply.
What Is the BusinessLoans.com Minimum Revenue Requirement? About $100,000 to $200,000 a year, by third-party accounts; BusinessLoans.com posts no figure. Merchant Maverick cites $100,000, and Finder cites $200,000 in one place and $100,000 in another. Partners also weigh time in business, typically 6 to 12 months, and bank-statement cash flow.
Who Is SSBV LLC? SSBV LLC is the Delaware company that runs BusinessLoans.com, alongside SSBV Partners LLC, which arranges California loans. Both list a Wilmington, Delaware, address (c/o The Corporation Trust Co.) in the site's terms, and the website does not name the owners or executives behind either entity.
Last verified 2026-10-27. Pricing and terms are provider-stated or third-party-reported and vary by offer; confirm with the lender before applying.
Best for: Businesses with roughly $100,000+ in annual revenue and 6 to 12 months of history that want one short, soft-check form to reach several online lenders at once.
Not for: Borrowers who want a posted rate before applying: partner cash advances can top 100% APR. Also skip it if you want a named lender list or no sales calls; a bank or SBA lender usually prices lower.
Lender List verdict: BusinessLoans.com is a loan marketplace, not a direct lender: a three-minute form can match you with up to 5 funding partners for $5,000 to $3,000,000. It costs nothing to use, but partner pricing is unpublished; OnDeck, a named partner, averages 53.2% APR on term loans, and cash advances can top 100% APR.
BusinessLoans.com at a glance
BusinessLoans.com is a free service that sends one application to up to 5 partner lenders.
| BusinessLoans.com | |
|---|---|
| Lender type | Loan marketplace, not a direct lender |
| Founded | About 2020 (SuperMoney; Merchant Maverick says 2021) |
| HQ | Charleston, SC (SuperMoney) |
| Parent/owner | SSBV LLC and SSBV Partners LLC (Delaware) |
| Products | Term loans, lines of credit, cash advances, equipment, factoring |
| Amounts | $5,000 to $3,000,000 (third-party) |
| Cost (headline) | No fee to use; partner rates not published |
| Term | 3 months to 5 years (third-party) |
| Funding speed | As little as 24 hours; often up to 1 week |
| Status | Active (2026-10-27); marketplace |
What is BusinessLoans.com?
BusinessLoans.com is a business-loan matching website run by SSBV LLC, a Delaware company, that forwards your application to partner lenders; it does not lend or make credit decisions itself.
Its terms call the site an intermediary between borrowers and financing providers. The founders are described only as entrepreneurs, bankers and investors, and SuperMoney lists the company at 164 Market St. in Charleston, South Carolina. In California, an affiliate, SSBV Partners LLC, arranges loans while its state lending license application is pending. Finder names OnDeck, Funding Circle, Bluevine and Fundbox among the partners; no full list is published.
How BusinessLoans.com works
BusinessLoans.com takes a three-minute online form, matches you with up to 5 funding partners, and those partners contact you with offers.
- Application: No impact on your credit score to start.
- Offers: Can appear within minutes (Finder).
- Contact: Applying means agreeing to calls, including automated and pre-recorded ones, and texts.
BusinessLoans.com rates and fees: what it really costs
BusinessLoans.com charges borrowers nothing; your cost is whatever the partner lender charges, and the site publishes no rate range.
- Not charged by BusinessLoans.com: no service or marketplace fee (Merchant Maverick)
- Charged by partners: interest or factor fees, plus possible origination, administration, prepayment and processing fees
- Cash advances: BusinessLoans.com estimates, per Merchant Maverick, payback costs of 20% to 40% of the amount advanced
Worked example: take a $25,000, 24-month term loan at 53.2% APR, the average OnDeck reported for its term loans in the first half of 2026. Assuming monthly payments, you pay $1,713.22 a month, $41,117.27 in all, for a cost of $16,117.27. The same $25,000 as a cash advance costing 20% to 40% means repaying $30,000 to $35,000; over about six months of weekday debits ($238.10 to $277.78 a day), that is roughly 75% to 142% APR.
BusinessLoans.com requirements
BusinessLoans.com sets no published minimums; third-party reviewers report 6 to 12 months in business, $100,000 to $200,000 in annual revenue, and credit from 500.
| Requirement | BusinessLoans.com minimum |
|---|---|
| Personal credit score | Lender does not publish (Finder: 500 to 650 by lender; Merchant Maverick: none) |
| Time in business | Finder: 12 months; Merchant Maverick: 6 months |
| Annual revenue | Finder: $200,000 (also cites $100,000); Merchant Maverick: $100,000 |
| Bank account / integrations | Business bank account (Finder) |
| Credit check | No impact to start; the partner usually runs a hard pull on formal application |
| Collateral / guarantee | Set by the partner; personal guarantees are common |
The partner lender decides, mainly on credit score, time in business and cash flow shown in bank statements.
Pros and cons
BusinessLoans.com's strength is one free form reaching several lenders; its weakness is that you see no prices or partner list first.
Pros
- Free to use, with no credit impact to start
- Up to 5 partner matches from one form
- Wide size range: $5,000 to $3,000,000
- Trustpilot 4.8/5 from 1,236 reviews
- Funding in as little as 24 hours
Cons
- No published rates, fees or full partner list
- Partner cash advances can top 100% APR
- Consent to automated calls and texts comes with applying
- California lending license still pending; owners not named on the site
BusinessLoans.com vs. Lendio vs. Nav
BusinessLoans.com tops out at about $3,000,000 through partners, versus $5,000,000 at both Lendio and Nav.
| BusinessLoans.com | Lendio | Nav | |
|---|---|---|---|
| Max amount | $3,000,000 (third-party) | $5,000,000 via partners | $5,000,000 partner offers |
| Pricing | Free; partner rates not published | Free; partner rates from 6% (term) to 60% (line of credit) | Free marketplace; optional Nav Prime $0 to $74.99/month |
| Min FICO | Not published (Finder: 500) | 600+ (some 500s) | No set minimum (third-party: 550) |
| Min time in business | 6 to 12 months (third-party) | 6 months (some 3) | Not stated (third-party: 6 months+) |
| Min annual revenue | $100,000 to $200,000 (third-party) | $96,000 ($8,000/month) | Not stated (third-party: about $50,000) |
| Repayment | Set by partner | Set by partner | Set by partner |
| Early payoff | Set by partner | Set by partner | Set by partner |
| Network | Up to 5 matches per form | 100+ lenders | 25+ partners |
Lendio and Nav figures are from their own sites, with Finder for Nav where marked third-party; checked 2026-10-26.
Choose BusinessLoans.com for a quick form and a handful of offers. Choose Lendio for the widest network and posted rate ranges. Choose Nav to check your business credit before you apply.
BusinessLoans.com alternatives on Lender List
The closest BusinessLoans.com alternatives are the Lendio and Nav marketplaces, or applying directly to a partner such as OnDeck or Bluevine.
- Lendio — marketplace with 100+ lenders and posted rate ranges
- Nav — marketplace plus business credit monitoring
- Fundera by NerdWallet — marketplace owned by NerdWallet
- OnDeck — direct online term loans up to $400,000
- Bluevine — direct line of credit
- Browse all online term loans on Lender List
Frequently asked questions about BusinessLoans.com
BusinessLoans.com is a legitimate, free loan-matching marketplace, not a lender, operating since about 2020.
Is BusinessLoans.com Legit? Yes. BusinessLoans.com is a real matching service run by SSBV LLC, active since about 2020, with a Trustpilot score of 4.8/5 from 1,236 reviews and a BBB A- rating per Finder and Merchant Maverick. It is not a lender, and its California license application is still pending.
Is BusinessLoans.com a Scam? No evidence suggests it is. Finder and Merchant Maverick both review it as a working marketplace that charges borrowers nothing. Real lenders matched through it never ask for an upfront fee to release funds, so treat any such request, or an offer from an unrelated email domain, as a red flag.
What Is BusinessLoans.com's BBB Rating? A-, according to Finder and Merchant Maverick, and Finder reports the business is BBB-accredited. The same Finder review counts 21 BBB complaints and a 1.1/5 average from just 8 customer reviews, a sharp contrast with its Trustpilot score, so read recent complaints before applying.
What Is the BusinessLoans.com Trustpilot Rating? 4.8 out of 5 from 1,236 reviews, with 560 in the last 12 months. The profile has been claimed since June 2021, and Trustpilot notes the company invites customers to leave reviews. BusinessLoans.com had replied to 10% of negative reviews, usually within a week.
When Was BusinessLoans.com Founded? Around 2020, according to SuperMoney, which lists SSBV LLC at 164 Market St. in Charleston, South Carolina; Merchant Maverick dates operations to 2021. The site itself gives no founding year or street address, and its legal entities are Delaware LLCs.
Is BusinessLoans.com a Direct Lender? No. BusinessLoans.com's terms describe it as an intermediary that makes no credit decisions. Partner lenders approve the loan and set its rate, term, fees and collateral rules, and Finder reports the site is paid by those partners rather than by borrowers.
What Is the BusinessLoans.com Minimum Credit Score? BusinessLoans.com publishes none. Finder reports partner minimums from 500 to 650 depending on the lender, while Merchant Maverick says no minimum applies. Starting the form does not affect your score, but the partner usually runs a hard pull when you formally apply.
What Is the BusinessLoans.com Minimum Revenue Requirement? About $100,000 to $200,000 a year, by third-party accounts; BusinessLoans.com posts no figure. Merchant Maverick cites $100,000, and Finder cites $200,000 in one place and $100,000 in another. Partners also weigh time in business, typically 6 to 12 months, and bank-statement cash flow.
Who Is SSBV LLC? SSBV LLC is the Delaware company that runs BusinessLoans.com, alongside SSBV Partners LLC, which arranges California loans. Both list a Wilmington, Delaware, address (c/o The Corporation Trust Co.) in the site's terms, and the website does not name the owners or executives behind either entity.
Last verified 2026-10-27. Pricing and terms are provider-stated or third-party-reported and vary by offer; confirm with the lender before applying.
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