Terms of Use

Effective date: October 26, 2026

These Terms of Use govern your use of lenderlist.org ("Lender List," "we," "us"). By using the site, you agree to these terms. If you don't agree, please don't use the site.

Lender List is a directory, not a lender

  • Lender List publishes information about business financing providers so you can research and compare them.
  • We are not a lender, broker or loan arranger. We do not make loans, make credit decisions, take applications or negotiate financing for anyone.
  • Nothing on the site is an offer of credit, a promise that you will qualify, or a recommendation that you take any particular financing.
  • Any agreement you make is between you and the lender. Read the lender's contract carefully before you sign.

Information on the site

  • Listing information comes from lenders' own published materials, information lenders give us, third-party sources and our own estimates. We label which is which where we can.
  • Estimates, including estimated APRs and example costs, are for illustration only. Your actual cost depends on your offer.
  • Rates, terms and requirements change often. Information may be incomplete or out of date. Always confirm details directly with the lender before applying.
  • The site is general information, not financial, legal or tax advice. Consider talking to an accountant, attorney or financial advisor about your situation.

Your account

  • You must be at least 18 to create an account.
  • Give accurate information and keep your password secure. You are responsible for activity on your account.
  • We may suspend or close accounts that break these terms.

Reviews and other content you post

  • Post only honest reviews based on your own experience with a lender.
  • Don't post content that is false, misleading, defamatory, hateful, or that includes someone else's private information.
  • Don't post reviews of your own company or a competitor, and don't accept payment for a review.
  • You keep ownership of what you post. You give Lender List a non-exclusive, royalty-free, worldwide license to display, edit for length or formatting, and distribute it on the site and in related materials.
  • We may remove content that breaks these terms. We don't remove truthful reviews because a lender asks or pays us to.

Lender profiles and claims

  • Only an authorized representative of a lender may claim or edit that lender's profile. We may ask for proof.
  • Information you add to a profile must be accurate and kept current.
  • We may edit, correct or add to profile information so listings stay accurate and consistent. Claiming a profile doesn't let you remove accurate information.

Acceptable use

You agree not to:

  • Use the site for anything illegal or fraudulent.
  • Impersonate a lender, a person or Lender List.
  • Interfere with the site's operation, security or other users.
  • Scrape the site or use automated tools to collect its data, or copy large parts of the site or resell its content, without our written permission.

Our content

The site's design, text, ratings, estimates and compilation of information belong to Lender List and are protected by law. You may share links and quote short excerpts with credit to Lender List.

Links to other websites

The site links to lenders and other third-party websites. We don't control those sites and aren't responsible for their content, products or practices.

Disclaimers

The site is provided "as is" and "as available." To the fullest extent the law allows, we make no warranties of any kind, express or implied, including about the accuracy, completeness or availability of the site or its information.

Limitation of liability

To the fullest extent the law allows, Lender List will not be liable for any indirect, incidental, special or consequential damages, or for lost profits, arising from your use of the site or any financing you obtain from a lender listed on it.

Indemnity

If you break these terms or the law while using the site, and that leads to a claim against Lender List, you agree to cover our reasonable costs of dealing with it, including legal fees.

Ending your access

You can stop using the site and close your account at any time. We may suspend or end your access if you break these terms.

Severability

If any part of these terms can't be enforced, the rest still applies.

Changes to these terms

We may update these terms. We will post the new version here and update the effective date. Continuing to use the site after changes means you accept them.

Contact us

Questions about these terms: support@lenderlist.org