8 Listings
Saratoga Springs, NY private credit advisory arranging $50K–$20M working capital: lines of credit, term loans, ABL, equi...
Estimated APR:
Lender does not publish
Repayment schedule:
Depends on product: installments (loans/LOC), on customer payment (factoring), daily/weekly debits (MCA)
Funding amount:
$50K–$20M facilities
Time to funding:
Preliminary recommendation in ~48 hours (site); sales email claims most clients funded in 24–48 hours
Equipment leases and loans, $150,000 to $20 million or more, for non-investment-grade firms. No posted rate; decisions i...
Estimated APR:
Lender does not publish; market benchmark for weaker credit 20% to 34% APR (Small Business Trends, Jul 2026)
Term:
12 to 84 months, depending on asset class
Repayment schedule:
Fixed monthly payments; step, quarterly or annual schedules and short-term leases available
Funding amount:
$150,000 to $20 million or more (site shows some past deals from $40,000)
Time to funding:
Credit decision in 24 to 48 hours; funding timing not published
Direct equipment lender: leases and loans of $10,000 to $500,000, 24 to 84 months, 6.99% to 24.99% APR (third-party). St...
Estimated APR:
6.99% to 24.99% APR (New Frontier Funding, 2024); about 7.5% to 27.2% effective with first and last payments at signing (Lender List est.); lender does not publish
Term:
24 to 84 months (most 24 to 60; up to 84 for durable machinery)
Repayment schedule:
Fixed monthly payments by ACH or customer portal; first and last payments typically due at signing; step, deferred and seasonal plans available
Funding amount:
$10,000 to $500,000 typical; heavy equipment up to $750,000; up to $1,000,000 per Beacon's qualify page
Time to funding:
Approval in 24 to 48 hours (homepage: 24 hours); vendor paid after you confirm delivery and accept the equipment (New Frontier Funding: about a week end to end)
Lease-to-own business equipment up to $30,000, 12 to 60 months. No hard credit pull, all scores welcome, decision in sec...
Estimated APR:
~20% to 31% APR on the lender's $8,799 / $300-a-month example over 36 to 48 months plus 3 purchase-option payments (Lender List est.); lender does not publish a rate
Term:
12 to 60 months (third-party: 24 to 60 months)
Repayment schedule:
Fixed monthly payments; about 3 term options offered; 3 extra monthly payments to own at end
Funding amount:
Up to $30,000 (lender homepage also states $25,000; third-party: $500 to $20,000 or $500 to $25,000)
Time to funding:
Automated decision in seconds; seller paid directly, often same day
Equipment leases and loans from $5,000, application-only to $400,000. Rates not published (4.99% to 28%, LendingTree), 5...
Estimated APR:
Lender does not publish; 4.99% to 28% equipment financing, 5.99% to 28% leasing (LendingTree)
Term:
12 to 84 months (LendingTree); 60-month calculator default
Repayment schedule:
Fixed monthly payments; 90-day deferment and seasonal, quarterly or semi-annual schedules (LendingTree)
Funding amount:
$5,000 minimum lease; application-only up to $400,000; larger with financials (LendingTree: $500 to $2,000,000)
Time to funding:
Approval within two hours on requests up to $150,000; funding within 24 hours of approval (LendingTree)
Equipment loans and leases up to $500,000 application-only, 24 to 60 months, 640+ FICO, one-hour decisions. Now Ameris B...
Estimated APR:
Lender does not publish; ~18% APR sample (United Capital Source); equipment financing market range 4% to 45% APR (NerdWallet)
Term:
24 to 60 months (equipment); 24 to 72 months (franchise); 3 to 24 months (working capital)
Repayment schedule:
Equipment: fixed monthly payments (United Capital Source: monthly or quarterly); working capital: daily or weekly ACH
Funding amount:
Up to $500,000 equipment (hard collateral, application-only); up to $350,000 soft collateral; up to $50,000 for businesses 6 months to under 2 years; working capital $20,000 to $250,000 (NerdWallet: equipment $50,000 to $500,000)
Time to funding:
Decision within one hour (business hours); same-day funding if approved
Equipment loans and leases, $10,000 to $500,000, 24 to 84 months. Fixed rates from 5% (third-party), 650 credit benchmar...
Estimated APR:
From 5% fixed (Merchant Maverick); lender does not publish its rate range (Lender List est. ~5.15% APR at 5% + $275 fee over 60 months)
Term:
24 to 84 months; 84-month terms typically over $250,000 (Money); software up to 60 months
Repayment schedule:
Fixed monthly payments; seasonal, step-up and custom schedules available
Funding amount:
$10,000 to $500,000 per application; larger by arrangement (third-party: from $5,000)
Time to funding:
Decision usually within hours, most the same business day; funds 24 to 48 hours after documents are completed
Equipment loans and leases up to $150,000 (from 4.99%, third-party) plus working capital to $500,000. Most borrowers 600...
Estimated APR:
Equipment from 4.99% simple interest (third-party), about 5.4% to 6.25% APR with a 1% to 3% origination fee on a $75,000, 60-month example; working capital about 46% APR on the lender's 1.25 factor-rate example (Lender List est.)
Term:
Equipment 24 to 60 months; working capital 4 to 24 months
Repayment schedule:
Equipment: monthly ACH; working capital: daily or weekly ACH on business days
Funding amount:
Equipment up to $150,000 (third-party minimum $5,000 to $6,000); working capital $6,000 to $500,000
Time to funding:
Same-day approval; funds as soon as the next business day (Merchant Maverick: 24 to 72 hours for equipment)