Parafin

Embedded financing inside Amazon, Walmart, DoorDash, TikTok Shop and other platforms.

E-commerce & Marketplace Financing:

Rates & Cost

What the financing costs, normalized so lenders can be compared.

Estimated APR:
3%–34% fee (~10–29.99% APR equiv.)
Pricing (as quoted by lender):
3%–34% fee (~10–29.99% APR equiv.)

Repayment Terms

How and how fast you pay it back, and how flexible it is.

Term:
Up to 24 months
Repayment schedule:
% of sales
Flexibility in slow months:
Payments flex with sales

Eligibility & Access

Who qualifies and what you have to put on the line.

Funding amount:
$500–$1M
Minimum time in business:
3 months platform history

Speed & Service

How fast you get funded and how the lender treats you.

Lender status:
Acquisition pending
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Embedded financing inside Amazon, Walmart, DoorDash, TikTok Shop and other platforms. Stripe acquisition announced Sep 30, 2026. Pricing and terms shown are provider-stated or third-party-reported and vary by offer; confirm with the lender before applying.

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